Ask ten creators which AI video generator is cheapest and you will get eleven answers. Everyone is sure. Everyone is measuring something different.

- Cheapest at ten videos a month is not cheapest at two hundred. Until you say your volume, the question has no answer. - The credit trap: subscriptions look like a steal until the 20th and you are topping up again. Pay-as-you-go looks like a ripoff until you count your eight videos. - The only honest math: plan price plus the top-ups you would actually buy, divided by the videos you would actually make. - Free tiers deserve respect: some hand out enough credits for a real project. Burn them on your real footage, your real prompts. - Pricing moves fast. Cheapest this quarter gets reshuffled next quarter. Run the numbers when you buy, not when you read the review.

For talking-head style videos, do one thing: try AvatarTalk, where a typed script becomes a 30-second AI avatar spokesperson video in multiple languages for $4.99 a video.